Finance built around your business

By providing flexible finance options, we empower companies to realise their potential – to grow, prosper and flourish.

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Believing in potential
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Support for your business at every stage —

At Simply, we exist to make it easier and quicker for your business to access the funding solutions you need. 

Whatever your investment needs – whether purchasing new assets or releasing value from existing ones – we’ll help you discover the best solutions available to you. 

Having backed over 13,000 British businesses, we’ll support you to: 

  • Access some of the most competitive market rates available for your business through our unique panel of lenders 
  • Review and advise you on all your finance needs, including any existing finance agreements 
  • Preserve working capital so you can invest your cash more effectively  
  • Structure repayments that fit with when your business generates income 

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Our flexible finance options —

Hire purchase

A Simple way to buy an asset and spread the cost over a defined amount of time. 

  • More flexible than a conventional loan
  • Regular monthly payments
  • Flexible repayment structure
  • Possible tax relief on capital purchases
  • VAT can be reclaimed if you’re VAT registered
Finance leasing

A finance lease works as a rental agreement. We buy the asset you need and lease it to you over the duration of the contract. That means you have it straight away, and only need a fraction of the total amount up front.

  • Access equipment quickly without significant initial investment
  • Lease payments and periods can be designed to match cashflow
  • Decide what to do at the end of the rental period
Asset equity release

Equity release is a finance solution that enables you to raise capital for your business by securing a loan against your high value assets – traditionally machinery, equipment or vehicles.

  • Suitable for companies of all sizes
  • Consolidate costs and potentially reduce monthly outgoings
  • Allows continued use of existing assets whilst introducing working capital back into your business
  • Manage cashflow more effectively
  • Can be used to raise deposits for or buy new assets such as software that may not be suitable for finance
  • Can be used to consolidate existing financial commitments
Additional products
  • Soft assets
  • Prestige assets
  • Invoice finance
  • VAT and tax loans
  • Aggregates tax levy loans
  • Operator licences
  • Refinancing
  • Stock (the purchase of materials)
  • Cash flow
  • Commercial mortgages
  • Trade finance
  • Staged payments
  • Enterprise Finance Guarantee deals
  • Bridging loans
  • Single invoice finance
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Additional asset type
  • Marine
  • Aviation
  • Scaffolding
  • Fairground
  • Holiday lodges
  • Mining
  • Broadcast
  • Shop fitouts
  • Farming / agriculture
  • Plus much more

Hire purchase

A Simple way to buy an asset and spread the cost over a defined amount of time. 

  • More flexible than a conventional loan
  • Regular monthly payments
  • Flexible repayment structure
  • Possible tax relief on capital purchases
  • VAT can be reclaimed if you’re VAT registered
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Spread the cost without tying up working capital 

If you’re planning to upgrade your ageing assets or restructure your finance this year, spreading the cost of purchases or refinancing existing assets can be a practical way to support this.  

We take a whole of market approach, with access to a broad panel of lenders beyond just asset finance, meaning we look at the full picture before recommending a solution. 

The benefits for you: 

  • Spread the cost of essential purchases into predictable payments
  • Align repayments with when your business generates income
  • Protect working capital while supporting investment

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Simplify your finance with a single monthly payment 

If your business is managing multiple finance agreements, consolidation could make things significantly simpler for you and potentially cheaper. 

We can help you consolidate existing finance – whether with us or another provider – into a single, manageable monthly payment. 

The benefits for you: 

  • One easy payment instead of multiple agreements
  • Improved visibility and control over your cashflow
  • Repayments tailored to your income and seasonal fluctuations

 

Get in touch

 

Businesses we've backed

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  • Simply finds the perfect finance solution to help grow family-run business

    At Simply, we believe strong customer relationships are best built face to face. This was demonstrated when one of our area sales managers visited a family-run manufacturer business.

    Coinciding with the visit, the business was exploring an expansion project to convert its showroom into a manufacturing facility and had already selected suitable equipment through an existing supplier relationship.

    We provided clear, practical guidance on funding options and agreed a tailored five-year finance solution that supported cash flow.

    Regular check-ins ensured funds were released promptly once installation was complete, reinforcing the value of personal, relationship-driven support for growing SMEs.

  • Supporting a large logistics company with £750k cash flow injection

    We supported a large logistics business to raise £750,000 against a fleet of 20 tractor units, strengthening its cash position following an acquisition.

    Working closely with a trusted broker partner, a flexible finance solution was required at pace. The proposal was submitted and approved on the same day, with the team working over the weekend to prepare for completion.

    A site visit and asset inspection were carried out while documentation was issued for e-signature. Once conditions were met, funds were released within 2-3 hours. This fast-paced transaction highlights our commitment to speed, flexibility, and customer-focused delivery, ensuring our clients can access the right financial solutions without delay.

  • Providing a speedy solution for business critical assets

    An established plant hire business required funding for five new tandem rollers that were critical to its operations. Introduced by a trusted broker partner, the need for speed was clear, as the assets would generate immediate income.

    Thanks to the strength of both the customer and the equipment, the business qualified for a flexible finance solution with no deposit and a 20-month term.

    The application was approved and paid out within 48 hours, enabling the customer to deploy the equipment without delay, whilst maintaining the quality of their equipment and reputation. This case emphasises the importance of fast, responsive funding for revenue-generating assets.

  • Simply finds the perfect finance solution to help grow family-run business
  • Supporting a large logistics company with £750k cash flow injection
  • Providing a speedy solution for business critical assets

Get in touch —

Request a quote or chat to our team about how we could help your business. 

02080495572