Supporting you on your access to finance journey
designed to help your business explore potential finance options.
At Simply we offer tailored financial solutions to SMEs across the UK. Our services range from hire purchase, finance leasing and asset equity release, with access to commercial mortgages, bridging loans and more.
Our minimum loan size is £15k, extending to £5m. Whether you are a new-start company or a company that wishes to release capital from existing owned assets, we are here for you.
If you’d like to explore further, you can learn more about our products and services below.
Disclaimer: The British Business Bank’s Finance Finder and supporting guidance pages are intended to provide general information only. You should always seek independent professional advice before making any financial decisions.
Flexible
finance with Simply
Our range of flexible finance options can be used for the purchase of assets, both new and used, or to release value from existing assets within your business.
A simple way to buy an asset and spread the cost over a defined amount of time.
- More flexible than a conventional loan
- Regular monthly payments
- Flexible repayment structure
- Possible tax relief on capital purchases
- VAT can be reclaimed if you’re VAT registered
A finance lease works as a rental agreement. We buy the asset you need and rent it to you over the duration of the lease contract. That means you have it straight away, and only need a fraction of the total amount up front.
- Access equipment quickly without significant initial investment
- Lease payments and periods can be designed to match cashflow
- Decide what to do at the end of the rental period
Equity release is a finance solution that enables you to raise capital for your business by securing a loan against your high value assets – traditionally machinery, equipment or vehicles.
- Suitable for companies of all sizes
- Consolidate costs and potentially reduce monthly outgoings
- Allows continued use of existing assets whilst introducing working capital back into your business
- Manage cashflow more effectively
- Can be used to raise deposits for or buy new assets such as software that may not be suitable for finance
- Can be used to consolidate existing financial commitments
- Soft assets
- Prestige assets
- Invoice finance
- VAT and tax loans
- Aggregates tax levy loans
- Operator licences
- Refinancing
- Stock (the purchase of materials)
- Cash flow
- Commercial mortgages
- Trade finance
- Staged payments
- Enterprise Finance Guarantee deals
- Bridging loans
- Single invoice finance
- Marine
- Aviation
- Scaffolding
- Fairground
- Holiday lodges
- Mining
- Broadcast
- Shop fitouts
- Farming / agriculture
- Plus much more
Hire purchase
A simple way to buy an asset and spread the cost over a defined amount of time.
- More flexible than a conventional loan
- Regular monthly payments
- Flexible repayment structure
- Possible tax relief on capital purchases
- VAT can be reclaimed if you’re VAT registered
Let’s talk
We’d love to hear more about your business. Dealing with us is simple. You can speak to a real person. We promise to listen, look beyond balance sheets and focus on the bigger picture: your potential.
Business Guidance
The British Business Bank’s Business Guidance pages have a range of guidance and resources for businesses, including information on how to manage your cashflow and where to find independent advice.
Legal Notice
The Growth Guarantee Scheme is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business & Trade. British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA. Visit www.british-business-bank.co.uk/finance-options/debt-finance/growth-guarantee-scheme